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Commercial Mortgages in Bath
Commercial Mortgages are loans that are secured against a commercial property. A commercial mortgage is quite simply a mortgage that is lent to an individual or company to buy a business property and this can be for you own use or that of a third party. Commercial mortgages are available to purchase a huge range of different types of property for business purposes.
Through our sources and our expertise we can arrange commercial funding for businesses at very competitive rates and terms. We can assist borrowers who want to raise funds through a wide range. Business mortgage products are available with repayment terms from 5 to 30 years.
As a commercial mortgage broker with expert knowledge and 25 years' experience, we offer a quick and easy way to obtain the best commercial mortgage deals. Whether you're a start-up or an established business, we'll take the stress out of looking for finance, by finding you the most competitive rates available in the UK. Commercial finance has become more flexible and is now available to a wider spectrum of businesses.
We have access to an extensive panel of lenders who provide mortgages for business including traditional high street banks and specialist lenders who will consider those with previous credit difficulties, bad credit history or insufficient accounts.
We are delighted to be working in partnership with South West Business Finance (SWBF) for all or clients' Commercial funding requirements.
About SWBF
South West Business Finance (SWBF) is an independent commercial finance broker who works with a wide range of lenders to provide clients with the most appropriate funding for their needs.
South West Business Finance are experts when it comes to finding funding solutions for our clients in Bath, Bristol and throughout the South West of England. We use our unrivalled experience in the banking industry to secure finance for your business and we specialise in arranging funding in the following areas: Property Investment, Property Development, Commercial Mortgages, Bridging Finance, Invoice Finance, Crowd Funding, Asset Finance, Banking Consultancy.
SWBF’s team of commercial finance advisors have over 300 years of collective experience in raising finance and all brokers have an extensive background in banking and commercial finance and really know and understand the market.
South West Business Finance is a trading name of Aspire Commercial Finance Limited Registered in England & Wales under No: 09076273 Aspire Commercial Finance Limited is authorised and regulated by the Financial Conduct Authority (690089) and is also a member of the NACFB (National Association of Commercial Finance Brokers) (06/0035/CM)
Commercial Mortgages:
Whether you are an individual or limited company looking to buy your existing premises, expand and buy new property or refinance your outstanding debt to inject capital into your business, SWBF can help.
Commercial mortgages are available with a loan-to-value (LTV) ratio of up to 80% with the potential to arrange up to 100% funding if additional security is provided.
Interest-only and full/part-repayment options are available with loan terms up to 30 years.
There is no requirement to transfer your day-to-day banking to the new lender and it may also be possible to arrange facilities for applicants with previous credit problems.
Examples of properties appropriate for a commercial mortgage.
- Freehold public houses
- Offices
- Convenience stores and retail units
- Industrial units, factories and warehouses
- Mortgages for Land
- HMO (houses in multiple occupancy) mortgages
- Care/nursing home mortgages
- Day nurseries
- Restaurants
- Hotels and B&Bs
Please note that this is not an exhaustive list, most property types can be funded, to find out how we can help please contact us.
Other specialist commercial finance products
- Development finance
- Bridging finance
- Auction purchases
- Capital raising
NB. The Financial Conduct Authority does not regulate commercial finance.
For more useful information on our services click on the button below:
There is no real limit to what can be borrowed, but the loan to value of a mortgage varies quite significantly between different types of property. To find out more complete the enquiry form below and a commercial mortgage expert will be back to you shortly to discuss your requirements.
What our customer say about us.
"We were very happy with the service Phil and the team provided us. Now enjoying the benefits of a much better mortgage offer and Bath Mortgages Online took out all the hassle of achieving this. We highly recommend these guys."