Easter Opening Hours
- By Caz Blake-Symes
- •
- 28 Mar, 2018
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Happy Easter from Bristol, Bath and Exeter Mortgages Online
We would like to wish all our clients, friends and business partners a very Happy Easter.
Our Opening Hours will be
Good Friday Closed
Easter Saturday 10am - 4pm
Easter Sunday Closed
Bank Holiday Monday Closed
If you would like to book a Free Consultation with one of our Mortgage Advisers whilst we are closed over the Easter break, please leave a message on any of our numbers or drop us an email.
We will be resuming normal working hours 8.30am to 7.30pm from Tuesday 3rd April.
www.bristolmortgagesonline.com 0117 325 1511 email info@swmortgages.com
www.bathmortgagesonline.com 01225 584 888 email info@swmortgages.com
www.exetermortgagesonline.com 01392 690 888 email info@swmortgages.com
Borrowers are scrambling in record numbers to take out fixed-rate mortgages before an expected rise in the Bank of England base rate. This month 25 lenders, including Barclays, Halifax, NatWest and TSB, raised the cost of mortgage deals, including 11 in the past week. A total of 49,800 mortgages were arranged in January, more than in any month since November 2008, according to UK Finance, the body that represents banks and other lenders
We will shortly be looking for a Mortgage Progressor/Administrator to join our team at Bristol Mortgages Online, based at our offices at Henleaze House, Henleaze, Bristol.
This is a key appointment for us and in order to get the best person for the job, we are prepared to be flexible regarding working hours and salary.
We are celebrating our First Anniversary this month and we have outgrown our offices already!!
We are very pleased to be relocating to 1 Queen Square, Bath BA1 2HA. Although many of our appointments and consultations are carried out at our clients’ homes or business premises, our new offices gives us greater flexibility if clients want to come to us, in lovely surroundings.
Hundreds of thousands of homeowners could be at risk of losing their homes by ignoring how they will pay off their mortgage, a regulator has warned. Nearly one in five mortgage-holders has an interest-only home loan, meaning they would need savings or other funds to pay a final lump sum. The Financial Conduct Authority (FCA) said the end of these mortgage terms would peak in the next 10 to 14 years.
For. the first time, home-movers are paying an average deposit of over £100,000, with
The number of homeowners moving
Although thinking about organising a remortgage can feel like a hassle, the good news is that mortgage rates are still at incredibly competitive levels. By switching to a better deal, you could find your monthly repayments come down significantly – particularly if you've built up a decent amount of equity in your home. So, if you are soon to remortgage, let us help you through the whole process from the initial quotation through to completion.
Our launch newsletter was very well received with positive feedback saying it very useful and informative. We very much hope that you will find lots to interest you in this issue too.
The Directors and Senior Mortgage Advisers at both Bristol Mortgages Online and Bath Mortgages Online, have expert knowledge of a host of specific Buy to Let products for investment mortgages and remortgaging purposes. Many of these lenders are specialists in this sector and will only deal with clients via specialist, independent mortgage brokers like us.
Stamp duty and housing
Stamp duty to be abolished immediately for first-time buyers purchasing properties worth up to £300,000
To help those in London and other expensive areas, the first £300,000 of the cost of a £500,000 purchase by all first-time buyers will be exempt from stamp duty, with the remaining £200,000 incurring 5%.
Most peoples’ mortgage deals are either fixed-rate or variable. A fixed rate deal is for a set period, whereas with a variable rate deal, the interest rate can move at the discretion of their lender.
If you have been on the same mortgage deal for quite a few years now, you’re most likely on a variable rate deal. This means that unfortunately, your rate will increase with today’s base rate rise.